Monday, April 13, 2015

Religious Freedom leading to higher costs for nonbelievers?

My husband and I were discussing our health insurance situation this morning. We are on that very uncomfortable line in which we may possibly see only a very small increase in income, and it will be enough to make health insurance vastly more expensive under the ACA. I listed the alternatives I'd been considering. Chief among them was a Christian medi-share program, which has held costs down by refusing to cover 'vices' (birth control, abortion, sex-change surgery, etc.) and by not being subject to all the vagueries and bizarrities of the ACA which is driving up costs all over the country.

(Aren't costs coming down? Sort of. The cost of care is rising. The amount of money spent on care is falling. How does that work? A recent study shows that 25% of insured Americans are now putting off needed care because they cannot afford it!)

This is actually not my topic for the day.

As I explained our options, I suddenly realized something strange. "The situation is crazy," I told my husband as I put dishes into the dishwasher (yes, I leave supper dishes until the next morning), "but between our intelligence and our easily-proven adherence to our faith, we should be able to get by."

The original intent of the First Amendment statement on religion was to prevent the Federal Government from interfering in the free expression of religion. Among the first and most common practices defeated by application of the First Amendment were mandates and 'taxes' requiring everyone, whether a member or not, to contribute to the state-sanctioned church. In short, one of the biggest fears the Democrats plant in our minds regarding religion is that we may, if it is not suppressed, be forced to pay extra money to the government simply for the 'crime' of not adhering to the government-approved religion.

Curiously, a twisted version of this is now happening, and the Democrats are the ones responsible.

Now that the government has been reaching deeper and deeper into our personal lives, to the point where it not only can order us to purchase medical insurance, but also decide how much we should pay, what coverages we should receive, and how our doctors should be allowed to treat our ailments, it must satisfy the First Amendment by permitting religious organizations to take an exemption. This is especially true due to the Contraception Mandate, which I've spoken of before.

Now this is the fascinating result. Since people are increasingly being pidgeonholed into expensive, inefficient government programs and not being permitted by law to solve their problems through simpler measures that work well, only the religious folk are capable of living well with less income by taking advantage of the religious exemption. By all of my research, if we get bumped just barely into that higher ACA cost level, being Christians instead of atheists is going to save us at least an estimated $5,000 per year.

I know this isn't a very new thing. The Amish, for instance, are allowed to exempt themselves from Social Security taxes, and the Social Security program is certainly problematic. However, the ACA is now kicking this disparity into high gear.

From here, we have two alternatives. The Democrats would weaken these religious exemptions, damage the First Amendment if it could not be reworded into uselessness completely, ushering in a new era of religious persecution as people of faith are forced to openly celebrate and directly fund evil of various sorts. The Republicans would reduce government reach and control until an atheist could once again receive equal treatment from the government, and the lifestyles of people of faith would not have to conflict with theirs.